Credit Risk - Associate Jobs in JP Morgan Chase & Co - Bangalore
Job Description
Responsibilities:
- Independently prepare credit analysis on assigned clients - covering macro-overview, industry/sector, business, financials – and recommend changes to credit ratings and amendments to facilities
- Complete annual reviews for assigned portfolio and work on prospect coverage, new client onboarding, new product onboarding, renewals and modifications of existing facilities
- Assist in negotiating and finalizing documentation (credit agreements and amendments)
- Build strong relationships and maintain open communication with colleagues from various Lines of Business including Underwriters, Bankers, Middle Office, etc.
- Support due diligence on capital market transactions for clients
- Develop strong working knowledge and track clients/sectors related to diversified industries on an on-going basis
- Ensure governance, reporting and data quality requirements are met and maintained for client and client families
Skills/ Qualifications:
- MBA (with Finance specialization) / CA
- 3-5 years’ experience in credit risk analysis
- Ability to work independently as well as in a team environment
- Strong communication & interpersonal skills; ability to effectively present analysis and build positive relationships with global stakeholders
- In depth understanding of financial statements, including ratio analysis, cash flow analysis and accounting standards
- Excellent academic record, strong grasp of corporate finance concepts and application, close attention to detail and accuracy
- Aptitude to learn and develop knowledge on credit analysis techniques, sectors and global economies
- Proficient in the use of MS Word, Excel and PowerPoint
Other Details
About Company
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